Ensure a Dignified Farewell Without Burdening Your Family

Zimco Financial Group, LLC offers simple final expense insurance plans to cover funeral costs, medical bills, and debts, no medical exam needed. Ages 50-85 qualify easily. Get your free quote and secure peace of mind today.

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Final Expense Insurance Explained by Zimco Financial

Discover how our final expense plans provide immediate cash benefits to cover end-of-life costs, ensuring your family focuses on memories, not money worries.

Why Choose Zimco Financial for Your Final Expense Insurance Needs?

At Zimco Financial Group, LLC, we specialize in final expense coverage that honors your life without the stress. Trust us to deliver affordable, reliable protection tailored to seniors—because your peace of mind is our priority.

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Affordable Premiums Starting at $20/Month

Get coverage from $5,000-$25,000 to match average funeral costs. We shop top carriers for the best rates, so you pay less while protecting more.

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a black and white photo of a wooden structure

Immediate Cash Benefit for Final Expenses

Maximum Benefits

Funds are paid directly to your beneficiaries upon passing, covering funerals, medical bills, or debts, leaving no burden on loved ones during grief.

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Guaranteed Acceptance and Lifetime Coverage

Once approved, your policy is locked in, no cancellations or rate hikes. Zimco partners with A-rated insurers for financial security you can rely on.

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Fast, Compassionate Claims Process

We handle paperwork and payouts efficiently, often in days. Clients choose Zimco because we provide support with empathy, every step of the way.

Super Simple 3 Step Process

Contact Us

Get in touch with us, our licensed professional who can help you choose the right plan that fits your long term care needs and budget.

Plan

We will assemble a plan for your goals, options and rates. Get unbiased honest advice to secure your future.

Apply

After selecting the right strategy, we help you set up, start your benefit, and apply your plan for growth and protection.

Get a free long term care quote today!

Frequently Asked Questions About Final Expense Insurance

Everything You Need to Know About Your Insurance Options

What is final expense insurance, and who is it for?

Final expense insurance is a small whole life policy designed for seniors to cover end-of-life costs like funerals and debts. It's perfect for ages 50-85 who want simple, no-exam coverage to ease family burdens.

Do I need a medical exam for Zimco's final expense plans?

No, our guaranteed-issue options require just a few health questions. Approval is fast and straightforward, even with pre-existing conditions, making it accessible for most seniors.

How much coverage can I get, and what does it cost?

Coverage ranges from $5,000-$25,000, enough for typical funerals ($10,000 average). Premiums start at $20/month, based on age and amount, get a free Zimco quote for exact pricing.

What are the key benefits of final expense insurance?

Benefits include immediate tax-free payout for final expenses, permanent coverage that builds cash value, and peace of mind knowing your family won't face financial stress. It's an affordable way to plan ahead.

How does the application process work with Zimco Financial?

It's easy: Submit our form, speak with an advisor, answer basic questions, and get approved in minutes. Policies activate quickly—no waiting periods for many plans.

Can final expense insurance help with more than just funerals?

Yes! It covers medical bills, debts, or even small estates, providing flexibility. Zimco helps tailor it for comprehensive senior planning, ensuring your legacy is honored fully.